Monarch Trust Credit Union — Everybody's Credit Union
New CheckFreeBillpay
See how easy it is to pay your bills online. No Stamps! No Envelopes! Never have another late payment! Pay with a click of your mouse.
LoansTo Fit Your Needs
When you need to borrow for any reason, come to Monarch Trust Credit Union. We understand that everyone has different needs, so that’s why we offer a full range of Loan & Credit Services.
OnlineBanking
Our newest version of online banking, Virtual Branch Next was designed to give you the very latest in customized online banking.
Open a FreeChecking Account
Monarch Trust Credit Union Checking Accounts are loaded with benefits that make managing your money easy.
About us
Founded in 1936, our credit union held the distinction of being known as Alabama’s oldest federally chartered credit union. Muscle Shoals TVA Employees Federal Credit Union, as we were known in those days, was first housed in the TVA Administrative Building in Muscle Shoals.
More About MonarchToday's Monarch Loan Rate
Annual Percentage Rates as low as
| Auto | 4.95% |
|---|---|
| Mortgage | 5.35% |
| HELOC | 6.50% |
| Recreational Vehicles | 6.45% |